Insurance services for members
If you’re a provider of services via a limited company adequate insurance is essential. For most freelance professionals, being insured forms part of their contracts with clients and it’s a vital part of protecting themselves against unforeseen eventualities.
Getting appropriate cover in place to work in the energy sector is often expensive and hard to find. The Energy Institute is working with Kingsbridge Professional Solutions to provide an inexpensive, comprehensive and compliant business insurance solution, designed specifically for contractors and freelancers operating through their own limited company in the UK. This one package includes all the insurances that you may need, covering your main exposures and meeting your contractual obligations.
The main insurances to consider as a limited company contractor include:
- Professional indemnity – if you offer professional advice, your expertise is your product. Professional indemnity covers you for legal costs in case anything goes wrong.
- Public liability – public liability insurance provides cover if someone is injured or property is damaged as a result of your actions while carrying out your job.
- Employers’ liability – employers’ liability is compulsory for almost all UK businesses. If you need to comply with a standardised contract, your client may insist on it – whatever your set-up.
Key benefits of the Kingsbridge package include:
- One package, full cover – including professional indemnity, public liability and employers’ liability
- The best value cover for the lowest possible price with our price promise guarantee
- Personal accident cover included as standard
- Ability to pay for your policy in monthly instalments
- Purchase cover in minutes
- Online solution available 24/7/365
- Instant access to insurance documents
- Worldwide cover (excluding USA and Canada)
- Cover for previous work
- An IR35 indicator
- A tax deductible business expense
Get in touch
For more information or to get an instant quote, please contact the Kingsbridge team on:
Tel: +44 (0)1242 808740